30 Years in 30 Days • Year 3: Early Extra Payments Are Magical

Jeffrey Goodman
5 min readNov 3, 2023

Paying extra each month on a long-term mortgage makes a difference. Paying extra as early as possible is magical. Here are the numbers.

Photo by Kostiantyn Li on Unsplash

Related and recent articles

(Full list of “30 Years in 30 Days” Series
articles available at bottom of this article.)

• 30 Years in 30 Days • Year 10: A Tale of Two Eras — Home Buying in 1972 and 2023
• 30 Years in 30 Days • Year 9: Visualizing Savings — Mortgage Charts that Matter
• 30 Years in 30 Days • Year 6: Mortgage Power Play with a Single $100 Extra Payment
• 30 Years in 30 Days • Year 2: Rapid Progress on the 30-Year Mortgage
• 30 Years in 30 Days • Year 1: Starting Strong on the Mortgage Journey
Kickstarting “30 Years in 30 Days” — Decades of Mortgage Wisdom in 1 Month
A Friend Texted to Ask “Who I Favored” for 2024 butHated My Answer
Has U.S. Healthcare Really Become a Mob Protection Racket?

(Subscribe to receive email notifications when I post new articles in this series and on other topics.)

--

--

Jeffrey Goodman

Navigating facts and numbers to help people. Strong opinions on climate change and healthcare. Objective, not neutral. MIT engineer, Wharton MBA.