What Are 4 Things Smart Homebuyers Do If Their Mortgage Rate Is Over 5%?

Jeffrey Goodman
7 min readOct 20, 2022

Here’s how you turn the tables on your bank or mortgage lender and why these 4 things are so financially beneficial for you.

Photo by Alexandru Zdrobău on Unsplash

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Here’s what you stand to gain if you take quick action now that you have gotten your 5% or 6% or 7% mortgage over the last several months:

  • An almost unbelievably good return on whatever money you can spare over the coming months and the next few years.
  • A guaranteed return on this investment. (Yes, I know — normally when someone promises you…

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Jeffrey Goodman

Navigating facts and numbers to help people. Strong opinions on climate change and healthcare. Objective, not neutral. MIT engineer, Wharton MBA.