Jeffrey Goodman – Medium

Jeffrey Goodman

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Jeffrey Goodman

Has U.S. Healthcare Really Become a Mob Protection Racket?

“That’s a great looking daughter you have there. Be a shame if something happened to her health. Just sign this here financial release…

11 min readSep 8, 2023

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Has U.S. Healthcare Really Become a Mob Protection Racket?

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Jeffrey Goodman

I Used These ChatGPT Prompts to Prepare for a Doctor Appointment

Here are the ChatGPT chat logs from my preparation for a recent healthcare appointment and the followup visit with a specialist.

26 min readMar 9, 2024

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I Used These ChatGPT Prompts to Prepare for a Doctor Appointment

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Jeffrey Goodman

30Y in 30D • Y16: The Total Cost of Ownership of Your House

Potential risks — costs that catch new homeowners by surprise. How much does your house really cost? Hint: it’s not just the sales price.

9 min readNov 29, 2023

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30Y in 30D • Y16: The Total Cost of Ownership of Your House

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Jeffrey Goodman

A Friend Texted to Ask “Who I Favored” for 2024 and Hated My Answer

Here is the original chat thread. The last pair of texts is where everything started to go off the rails.

15 min readAug 28, 2023

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A Friend Texted to Ask “Who I Favored” for 2024 and Hated My Answer

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Jeffrey Goodman

Kickstarting “30 Years in 30 Days”—Decades of Mortgage Wisdom in 1 Month

30 years’ worth of savvy wisdom about house mortgages — one year per day for each of the 30 days in November!

7 min readNov 1, 2023

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Kickstarting “30 Years in 30 Days”—Decades of Mortgage Wisdom in 1 Month

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Jeffrey Goodman

Mortgage Refinancing Explained: Real Stories, Practical Information

Two real-life stories that illustrate the upsides and downsides of mortgage refinancing — essentials that homeowners need to know to…

10 min readJan 14, 2024

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Mortgage Refinancing Explained: Real Stories, Practical Information

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Jeffrey Goodman

Economic Shockwave: Envisioning 2025 with 1982-Style 18.6% Mortgage Rates

30Y in 30D • Y19. If mortgage rates rise anywhere close to 1982 levels, it makes the median-priced home 100% unaffordable to the median…

8 min readDec 25, 2023

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Economic Shockwave: Envisioning 2025 with 1982-Style 18.6% Mortgage Rates

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Jeffrey Goodman

U.S. Mortgages in 1982 vs. 2021 vs. 2023 — the Good, the Bad, and the Ugly

30Y in 30D • Y18. It has been a wild journey in mortgage rates for the U.S. over the past 41 years from sky-high levels to record lows.

7 min readDec 21, 2023

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U.S. Mortgages in 1982 vs. 2021 vs. 2023 — the Good, the Bad, and the Ugly

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Jeffrey Goodman

How Saving $20K on PMI with a Bigger Mortgage Down Payment Probably Costs You Over $250K

30Y in 30D • Y17. It’s crazy how high the actual — but avoidable — cost is of following advice from real estate pundits. Larger down…

10 min readDec 13, 2023

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How Saving $20K on PMI with a Bigger Mortgage Down Payment Probably Costs You Over $250K

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Jeffrey Goodman

30Y in 30D • Y15: Simple Question, Complex Answer — The True Purchase Price of Your Home

Think your house purchase price stops at the sale price you agree upon? Think again. It’s often just the tip of the iceberg.

10 min readNov 26, 2023

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30Y in 30D • Y15: Simple Question, Complex Answer — The True Purchase Price of Your Home

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Jeffrey Goodman

Jeffrey Goodman

Navigating facts and numbers to help people. Strong opinions on climate change and healthcare. Objective, not neutral. MIT engineer, Wharton MBA.

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